Access to Finance is the availability and affordability of financial services for individuals and firms. Without access to external finance, individuals and firms cannot realize their full growth potential. IPA's research designs and evaluates programs designed to reduce the risk and cost of lending.

A cocoa farmer in Sierra Leone

The amount of competition between intermediaries in agricultural markets has a large role in determining prices but can be very hard to measure.

There are an estimated 411 million mobile money accounts worldwide, allowing even the poor in remote areas to send and receive money at low cost.

Millions of people make their living running microenterprises, but these businesses typically fail to expand or provide more than subsistence-level income to their owners.