CredAbility is a 501(c)(3) national nonprofit community-service agency that provides confidential budget counseling, money management education, debt management programs, bankruptcy counseling and education and comprehensive housing counseling. CredAbility's mission and main focus is to help people in financial distress move from crisis to control, by providing compassionate service and innovative, yet practical solutions. Consumers can speak to counselors in English and Spanish, 24/7 by phone or online, or in-person at 31 full-service locations across the southeastern US.