In an episode of the VoxDevTalks podcast, IPA researcher Francis Annan spoke about his extensive research into mobile money markets in Ghana. This episode—the first of a two-part series—focused on understanding and reducing fraud and misconduct in rural financial systems. Annan shared findings from three pivotal studies that investigate the mechanisms of overcharging, market dynamics, and gender discrimination in the digital finance sector, including an IPA study on how adding mobile money agents in Ghanaian villages tested whether more competition curbs agent misconduct.