Sheisha Kulkarni is an Assistant Professor at the University of Virginia’s McIntire School of Commerce. Prior to starting at UVa, she was a postdoctoral researcher in household finance at the NBER. She received her PhD in finance from the University of California, Berkeley's Haas School of Business. Before Berkeley, she worked in the Bank of Canada's Regulatory Policy Division and obtained her undergraduate degree in Economics from McGill University.

Her research concerns household finance in the consumer credit markets. Specifically, she studies informational interventions that seek to improve households’ abilities to make financial decisions. Additionally, she examines how households’ use of potentially predatory products (payday and large installment loans) affects their financial well-being.