Janelle is a Research Associate at IPA Philippines, where she is currently focused on research related to digital financial services involving consumer protection survey, policy, and tools. Prior to joining IPA, she worked as Research Assistant in four projects covering diverse topics, including migration economics, externalities, agricultural economics, regional economic integration, and public goods economics. Janelle holds a Master’s Degree in Economics from De La Salle University Manila and a Master’s Degree in Data Science from Liverpool Hope University.