Uganda Microfinance Limited (UML) is a microfinance institution (MFI) with 27 branches in different locations across Uganda. In 2008, UML had over 25,000 customers, a loan portfolio of US$24 Million and a default rate of 4 percent. UML partnered with a J-PAL affiliate on an evaluation of the effectiveness of privately implemented incentives for loan repayment.
Partner Organization Type