The Open Banking World Congress is the leading global forum to discuss innovations in open banking and open finance models across the globe.Open finance seeks to improve consumer control and use of their data, expand choice, and facilitate financial sector innovation.These models often allow consumers to access and share their personal and financial information from one provider with other service providers, and in some cases directly move their accounts to new providers.This panel explored how these models might improve financial and social inclusion for consumers in emerging markets, with perspectives from Kenya, Nigeria, and East Asia.

As COVID-19 cases continue to grow rapidly across the globe and no cure is yet identified, prevention is essential to slow the spread.Frequent handwashing to interrupt transmission of the virus is one of the main recommendations from national health agencies, the World Health Organization, and other experts, but following handwashing guidance is not necessarily possible or easy for everyone, particularly in low-income countries.Individuals living in areas with limited and unreliable access to piped water and lacking access to soap are not able to wash their hands regularly.