Miguel Angel Jimenez Gallardo is a Senior Research Associate at IPA. He joined IPA in 2017 and is currently working in topics related to financial inclusion, long-term savings, and behavioral nudges. Miguel has experience in various international organizations and NGOs, including the World Bank, International Labour Organization, and The Internet Society, among others. He holds a MSc. in International Economics and an MA in Development Studies from the Graduate Institute of International and Development Studies in Geneva.