Katerine Ramirez Nieto is currently a Research Associate of the Flexible Credit project in Colombia. She joined IPA after completing a MSc in Agricultural and Resource Economics from the University of California, Davis. Before attending Davis, she worked in Tegucigalpa, Honduras doing credit risk assessment methodology and in Boston, M.A. United States doing market research. Additionally, she completed a couple of projects with organizations in Colombia, including the International Organization for Migrations. She was also fellow of The Conference Board in New York City while an undergraduate student. She has an Masters of Public Administration and a Bachelor of Arts majoring in Mathematics and Economics, from Clark University.