Evidence on Innovations in Savings and Payments - Conference and Research Methods Workshop

Evidence on Innovations in Savings and Payments - Conference and Research Methods Workshop

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On June 24 - 25, 2013, the Yale Savings and Payments Research Fund, under the Financial Inclusion Program at Innovations for Poverty Action, hosted a conference around evidence on innovations in savings and payments research in Kampala, Uganda. The event showcased results from recent evaluations in Africa on child and youth savings, the impact of reducing cost barriers to saving among the poor, behavioral impediments to saving, using mobile phones for behavioral change, and the adoption and impact of mobile money. With over 180 attendees on Day One and close to 160 attendees on Day Two, the conference facilitated discussions between researchers, practitioners, and policymakers on the current body of evidence around financial inclusion for the poor, and which innovations in the design and delivery of financial products work best in positively impacting the welfare of poor households and enterprises in sub-Saharan Africa. <h3>Conference Booklet</h3><a href="/sites/default/files/publications/gfii_booklet_oct2013.pdf"></a> <a href="/sites/default/files/publications/gfii_booklet_oct2013.pdf">(download)</a>    <strong>FULL CONFERENCE AGENDA</strong> (<a href="http://www.poverty-action.org/sites/default/files/uganda_conference_age…;) <strong>ATTENDEE LIST</strong> (<a href="http://www.poverty-action.org/sites/default/files/conference_participan…;)  <h3>Opening Keynotes</h3><em>Patrick Ocailap, Deputy Secretary to the Treasury, Ministry of Finance, Planning, and Economic Development, Government of Uganda</em> Financial Innovations in Uganda: Can Policy and Evidence Meet?<em>Charles Abuka, Director, Financial Stability, Bank of Uganda</em><a href="http://www.poverty-action.org/sites/default/files/abuka_keynote.pdf">pr…; - <a href="http://www.youtube.com/watch?v=d_jf_BGictw&amp;list=PLxYm-oZKbUbGB-_S3K…; <h3>Session 1: Child and Youth Savings</h3>

<strong>Child and Youth Savings: Looking at Impact from Two Evaluations - Uganda</strong><em>Dean Karlan, Yale University and Innnovations for Poverty Action</em><a href="http://www.poverty-action.org/sites/default/files/karlan_slides_session…; - <a href="http://www.youtube.com/watch?v=O6huBRGKloA&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.poverty-action.org/sites/default/files/youthsavingsbrief.pdf… brief</a> - <a href="http://www.poverty-action.org/project/0079">project summary 1</a> - <a href="http://poverty-action.org/project/0113">project summary 2</a> <strong>Evaluating the Efficacy of School-Based Financial Education Programs - Ghana</strong><em>Jim Berry, Cornell University</em><a href="http://www.poverty-action.org/sites/default/files/berry_slides_sessioni…; - <a href="http://www.youtube.com/watch?v=CFp2ZQF7K7A&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.poverty-action.org/project/0465">project summary</a> Discussants:<em>Irene Mutumba, Executive Director, Private Education Development Network</em><em>Rossana Ramirez, Director, Youth Microfinance, Freedom From Hunger</em> <h3>Session II: Cost Barriers in Accessing and Using Savings</h3>  <strong>Impact of Access to Savings - Kenya</strong><em>Aaron Dibner-Dunlap, Innovations for Poverty Action</em><a href="http://www.poverty-action.org/sites/default/files/add_slides_sessionii…; - <a href="http://www.youtube.com/watch?v=qfCvK-WBssg&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.poverty-action.org/sites/default/files/savingsconstraints_du… paper</a> - <a href="http://www.poverty-action.org/project/0088">project summary</a><strong>The Cost of Convenience? Transaction Costs, Bargaining Power, and Savings Account Use - Kenya</strong><em>Simone Schaner, Dartmouth College</em><a href="http://www.poverty-action.org/sites/default/files/schaner_slides_sessio…; - <a href="http://www.dartmouth.edu/~sschaner/main_files/Schaner_ATM.pdf">academic paper</a> - <a href="http://www.poverty-action.org/project/0564">project summary</a>Discussants:<em>Fred Matovu, Lecturer, School of Economics, Makerere UniversityNkonwa Joseph Zabasajja, Program Manager, MAMIDECT SACCO</em>   <h3>Session III: Behavioral Barriers to Saving</h3><strong>Commitments to Save: A Field Experiment in Rural Malawi - Malawi</strong>Jessica Goldberg, University of Maryland<a href="http://www.poverty-action.org/sites/default/files/goldberg_slides_sessi…; - <a href="http://www.youtube.com/watch?v=mo-HiGJeaGs&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www-personal.umich.edu/~deanyang/papers/bggy_mwisavings.pdf">aca… paper</a> - <a href="http://poverty-action.org/project/0126">project summary</a><strong>Why Don't the Poor Save More? Evidence from Health Savings Experiments - Kenya</strong><em>Aishwarya Lakshmi Ratan, Yale University and Innovations for Poverty Action</em><a href="http://www.poverty-action.org/sites/default/files/ratan_slides_sessioni…; - <a href="http://www.youtube.com/watch?v=qWlBw3mnsoI&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.stanford.edu/~pdupas/DupasRobinson_HealthSavings.pdf">academ… paper</a> - <a href="http://www.poverty-action.org/project/0092">project summary</a><strong>Impact of Village Saving and Loan Groups: Findings from the Saving for Change Program - Mali</strong>Bram Thuysbaert, Yale University and Innovations for Poverty Action<a href="http://www.poverty-action.org/sites/default/files/thuysbaert_slides_ses…; - <a href="http://poverty-action.org/project/0054">project summary</a>Discussants:<em>Amos Njuguna, Assistant Professor of Finance, United States International University</em><em>Julie Zollmann, Senior Associate, Bankable Frontier Associates</em><em>Sam Agutu, CEO, Changamka Microhealth</em> <h4>Panel: Future Directions for Financial Inclusion in Africa<a href="http://www.youtube.com/watch?v=a3B65mC-_3Q&amp;list=PLxYm-oZKbUbGB-_S3K… Jack, Georgetown UniversityFabian Kasi, Managing Director, Centenary BankSean Krepp, Country Director, Grameen Foundation Applab UgandaRossana Ramirez, Director, Youth Microfinance, Freedom From Hunger</em><em>Moderator: Aishwarya Lakshmi Ratan, Yale University and Innovations for Poverty Action</em><h4>Mobile Banking in East Africa: Setting the Stage</h4><strong>Mobile Banking in Uganda and Tanzania: Use, Barriers, and Opportunities</strong><em>Anastasia Mirzoyants, Senior Associate Director, InterMedia Africa</em><a href="http://www.poverty-action.org/sites/default/files/mirzoyants_slides_ses…; - <a href="http://www.youtube.com/watch?v=uMauQEzHjQM&amp;list=PLxYm-oZKbUbGB-_S3K…; <h3>Session IV: Mobile Financial Services and Behavior</h3><em>Getting to the Top of Mind: How Reminders Increase Saving - Bolivia, Philippines, and PeruDean Karlan, Yale University and Innovations for Poverty Action</em><a href="http://www.poverty-action.org/sites/default/files/karlan_slides_session…; - <a href="http://www.youtube.com/watch?v=zMVNrUJABlA&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://karlan.yale.edu/p/Top%20of%20Mind%202012mar.pdf">academic paper</a> - <a href="http://www.poverty-action.org/project/0055">project summary</a>Risk Sharing and Transaction Costs: The Impact of M-Pesa - Kenya<em>William Jack, Georgetown University</em><a href="http://www.poverty-action.org/sites/default/files/jack_slides_sessioniv…; - <a href="http://www.youtube.com/watch?v=MP9uMqADqJ8&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.mit.edu/~tavneet/Jack_Suri.pdf">academic paper</a>Discussants:<em>Henry Maloba, Project Director, Applab Money Accelerator, Grameen Foundation Applab UgandaMark Pickens, Director, Emerging Market Solutions, Visa, Rwanda</em> <h3>Session V: The Impact of Mobile Money</h3><strong>Zap it to Me: Mobile Money and Cash Transfers - Niger</strong><em>Jenny Aker, Tufts University</em><a href="http://www.poverty-action.org/sites/default/files/aker_slides_sessionv…; - <a href="http://www.youtube.com/watch?v=WnJYBDC-ixE&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://sites.tufts.edu/jennyaker/files/2010/02/Zap-it-to-Me_12sept2013_… paper</a> <strong>Introducing Mobile Money in Rural Mozambique: Evidence from a Field Experiment - Mozambique</strong><em>Catia Batista, Nova University of Lisbon</em><a href="http://www.poverty-action.org/sites/default/files/batista_slides_sessio…; - <a href="http://www.youtube.com/watch?v=dQ5UC5SYdl0&amp;list=PLxYm-oZKbUbGB-_S3K…; - <a href="http://www.poverty-action.org/sites/default/files/batista-vicente_compr… paper</a> Discussants:<em>Ali Ndiwalana, Founding Partner, Knowledge Consulting Ltd.</em><em>Judith Bossman, Corporate Services Manager, Tigo Ghana</em> <h3>Closing Remarks</h3><strong>Product Innovations</strong><em>Dean Karlan, Yale University and Innovations for Poverty Action</em><a href="http://www.poverty-action.org/sites/default/files/karlan_product_innova…; - <a href="http://www.youtube.com/watch?v=-Wq-cmxedpI&amp;list=PLxYm-oZKbUbGB-_S3K…; <strong>Financial Inclusion and Poverty Alleviation in Uganda</strong><em>Timothy Lubanga, Assistant Commissioner of Monitoring and Evaluation, Office of the Prime Minister, Government of Uganda</em><a href="http://www.youtube.com/watch?v=cF9Bfuq-gDk&amp;list=PLxYm-oZKbUbGB-_S3K…;    <a></a>Research Methods Workshop on Experimental Design for Savings and Payments ResearchIn conjunction with the conference presenting Evidence on Innovations in Savings and Payments, the Yale Savings and Payments Research Fund hosted a three day research methods workshop for 16 competitively selected researchers from across African institutions on June 20 – 23, 2013. During the workshop, the researchers learned about randomized evaluations and thought critically about how to apply this research method to answer policy-relevant questions in their own country contexts. Participants were encouraged to develop their own research ideas, applying the methods and concepts learned over the three days. At the end of the workshop, the researchers presented ideas that they had developed in groups, and received feedback from experienced researchers with an expertise in this field. For more information on the workshop, please <a href="http://www.poverty-action.org/microsavings/researchers/workshop_kampala… here</a>. This event was organized in collaboration with: <h2>City</h2>Kampala<h2>Country</h2>Uganda