Access to Finance https://poverty-action.org/ en Can Using Moveable Property as Collateral Improve Credit Access and Business Outcomes for Enterprises in Fiji? https://poverty-action.org/can-using-moveable-property-collateral-improve-credit-access-and-business-outcomes-enterprises-fiji <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Can Using Moveable Property as Collateral Improve Credit Access and Business Outcomes for Enterprises in Fiji?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Mon, 02/05/2024 - 10:55</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'filter_caption' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --> <figure role="group" class="caption caption-img"><img alt="Secured Transaction Reform Baseline interview team west" data-entity-type="file" data-entity-uuid="17e38f75-471d-491a-b31b-bc796fec7ef2" src="/sites/default/files/inline-images/Screen%20Shot%202024-02-05%20at%2011.06.42%20AM.png" width="488" height="456" loading="lazy" /><figcaption>STR baseline interview--Team West ©2023</figcaption></figure><!-- END OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --><p><strong>In collaboration with the Fiji Bureau of Statistics, the Reserve Bank of Fiji, and the Asian Development Bank, researchers are conducting a randomized evaluation to measure the impact of a reform enabling businesses to use moveable property as collateral for accessing credit.</strong></p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Across low- and middle-income countries, small and medium enterprises (SMEs) have difficulty accessing finance. One key barrier is collateral – banks will often only accept land or buildings as collateral for loans, and SMEs tend not to own these assets, or if they do, they lack formal titles. One key reason is a legacy legal framework for lending that creates friction, risks, and costs around collateral apart from land and buildings. In Fiji, access to finance is the second most important obstacle faced by medium-sized firms,<sup>1</sup> and the supply side has faced the collateral barriers that are common globally. </p> <p>To help overcome this constraint on collateral, the Fijian Parliament approved a new law called the Personal Property Securities Act 2017 and the implementation of an electronic personal property securities registry, as part of the national secured transaction framework (STF) put together by the Reserve Bank of Fiji, with support from the Asian Development Bank’s Private Sector Development Initiative (PSDI).  The reform has created an enabling framework for SME financing by allowing a range of moveable property such as vehicles, machinery, inventory, receivables, and contracts, to secure financing. During the implementation of the reform, banks have been encouraged to develop new SME credit products or modify existing ones, to enable using movable property as collateral.</p> <p>Researchers partnered with IPA, the Fiji Bureau of Statistics, the Reserve Bank of Fiji, and the Asian Development Bank to conduct a randomized evaluation of the STF reform to measure its impact on the number of firms accessing the new movable property credit products offered by banks, and the lending terms. Researchers are also measuring outcomes on investment in assets and labor, revenue, profitability, and broader outcomes for firm owners and their employees. A total of 2,400 firms across 9 towns and cities were surveyed at baseline in 2023. These firms were randomly assigned to either receive information and encouragement to take up the new credit products or serve as a comparison group where they would not receive such information from the project team.      </p> <p>Results will be available in 2025.</p> <h2>Sources</h2> <p><sup>1.</sup> The Fiji Times Staff, “Access to finance a challenge for SMEs,” The Fiji Times, April 7, 2017, https://www.fijitimes.com.fj/access-to-finance-a-challenge-for-smes/</p> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 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END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2024-02/download.jpg" alt="Reserve Bank of Fiji"> </div> <span> Reserve Bank of Fiji </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 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field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Research Partner</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2024-02/new_logo.jpg" alt="Fiji Bureau of Statistics logo"> </div> <span> Fiji Bureau of Statistics </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Funding Partner</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2024-02/Asian_Development_Bank_logo_0.jpg" alt="Asian Development Bank"> </div> <span> Asian Development Bank </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-lead-photo--rss.html.twig * field--node--rss--field-lead-photo--template-g-details-flex.html.twig * field--node--rss--field-lead-photo.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-lead-photo--template-g-details-flex.html.twig * field--node--field-lead-photo.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-lead-photo.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-lead-photo.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-lead-photo field--type-entity-reference-revisions field--label-above"> <div class="field__label">Lead Photo</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> <div class="field__item"><a href="/taxonomy/term/186" hreflang="en">Entrepreneurship &amp; Private Sector Development</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/2016" hreflang="en">Microenterprise</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/11437" hreflang="en">Fiji</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/russell-toth"> <div class="img" style="background-image: url('/sites/default/files/headshots/Russell-Toth-2020-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Russell Toth </div> <div class="title"> University of Sydney </div> </div> </a> </div> <div class="ind"> <a href="/people/christopher-hoy"> <div class="img" style="background-image: url('/sites/default/files/2024-02/picture-953-1515457052.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Christoper Hoy </div> <div class="title"> World Bank </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2271" hreflang="en">Randomized Evaluation</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/301" hreflang="en">Asia and Oceania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2024-02/Screen%20Shot%202024-02-05%20at%2011.06.42%20AM.png" width="488" height="456" alt="STR Baseline Interview" typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/maxine-tong"> <div class="img" style="background-image: url('/sites/default/files/2023-05/Mary-Maxine-Tong.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Maxine Tong </div> <div class="title"> Research Associate </div> </div> </a> </div> <div class="ind"> <a href="/people/yuna-liang"> <div class="img" style="background-image: url('/sites/default/files/headshots/Yuna-Liang-Web-2022.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Yuna Liang </div> <div class="title"> Senior Research Manager </div> </div> </a> </div> <div class="ind"> <a href="/people/marieliz-maines"> <div class="img" style="background-image: url('/sites/default/files/2023-05/Marieliz-Maines.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Marieliz Maines </div> <div class="title"> Research Associate </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">2,400 small and medium enterprises</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2023-2025</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">Yes</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Mon, 05 Feb 2024 15:55:56 +0000 mpodesta@poverty-action.org 53642 at https://poverty-action.org Boosting Digital Financial Inclusion Through Information Campaigns in Bangladesh https://poverty-action.org/blog/boosting-digital-financial-inclusion-through-information-campaigns-bangladesh <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Boosting Digital Financial Inclusion Through Information Campaigns in Bangladesh</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/6" typeof="schema:Person" property="schema:name" datatype="" content="rnastiti@poverty-action.org">rnastiti@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Wed, 12/06/2023 - 22:49</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Can a simple information campaign impact digital financial service usage among vulnerable cash transfer social assistance recipients in Bangladesh? Turns out,<strong> it can</strong>. An <a href="https://poverty-action.org/information-campaigns-increase-trust-mobile-money-bangladesh">IPA study</a> that focused on recipients of the Bangladesh Government’s social safety net allowance using informational posters, desk calendars, and videos has been shown to improve recipients’ knowledge, understanding, and usage of mobile money accounts for government-to-person (G2P) payments. These simple information campaigns when paired with improved agent service can lead to positive impacts for the recipients: their trust in mobile accounts increased by 75 percent and their ability to conduct mobile financial services (MFS) transactions improved by 40 percent.</p> <p>But why is this important? Every day, digital financial services (DFS) usage continues to grow. In Bangladesh alone, mobile money account ownership of those aged 15+ <a href="https://www.google.com/url?q=https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations%3DBD&amp;sa=D&amp;source=docs&amp;ust=1701924714108719&amp;usg=AOvVaw0rDY_wSZfZ691tAKv0fkOc">increased</a> from 2.69 percent in 2014 to 29.01 percent in 2021—and in 2021, 8.72 percent of individuals <a href="https://www.worldbank.org/en/publication/globalfindex/Data">received</a> government payments into an account. However, an increase in account ownership and usage doesn’t always translate into better financial health or effective use of accounts. Account use may be limited by potential fraud attempts and a lack of trust, awareness, and knowledge—especially within marginalized groups. Cash transfer recipients (elderly pensioners, widows and vulnerable women, and disabled) of Bangladesh Government’s social safety net allowance are a prime example of this issue.</p> <p>Based on a 2022 <a href="https://poverty-action.org/monitoring-survey-g2p-payment-beneficiaries-social-welfare-programs-bangladesh">IPA survey</a> from the same study of the aforementioned demographic group, only 9 percent of people were able to use their financial accounts without assistance from an MFS agent. This lack of knowledge can mean two things: recipients aren’t reaping all of the benefits of their mobile wallets and they’re at risk of experiencing agent overcharging. IPA found that 7 percent of recipients paid illegal fees to agents while withdrawing their government payments. Additionally, while 42 percent of recipients have heard of MFS, 38 percent of these individuals heard this information from friends and family instead of an official and reliable source.</p> <!-- THEME DEBUG --> <!-- THEME HOOK: 'filter_caption' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --> <figure role="group" class="caption caption-img align-center"><img alt="The informational poster about mobile money accounts was circulated among MFS agents and social assistance recipients during the project intervention in Bangladesh." data-entity-type="file" data-entity-uuid="23d3dd0f-0844-4e10-a165-f972dc147e0d" src="/sites/default/files/inline-images/Blog%20Informational%20Poster.jpg" width="1600" height="900" loading="lazy" /><figcaption>The informational poster about mobile money accounts was circulated among MFS agents and social assistance recipients during the project intervention in Bangladesh.</figcaption></figure><!-- END OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --><h2> </h2> <h2>Empowering Marginalized Groups</h2> <p>With this in mind, IPA and researchers <a href="https://www.google.com/url?q=https://poverty-action.org/node/47756&amp;sa=D&amp;source=docs&amp;ust=1701924934744542&amp;usg=AOvVaw1uhaa7uHYLwnKAD7jMgotZ">Maliha Rahanaz</a> and <a href="https://poverty-action.org/people/zaki-wahhaj">Zaki Wahhaj</a> partnered with <a href="https://a2i.gov.bd/">a2i</a>, a Bangladesh government organization focused on digitizing Bangladesh’s economy to empower the youth, rural poor, and women. We wanted to test a method through which the government could help these vulnerable populations become more aware of their mobile money accounts and safely access their social assistance benefits. To do so, we tested two approaches.</p> <p>First, we produced informational posters and videos in different styles and distributed them to MFS agents—both full posters and tri-folds were also distributed to the cash transfer recipients. The information materials focused on clearly stating the various features and use of mobile money accounts and the steps to conduct transactions. We used imagery to avoid potential literacy barriers. The videos used local dialects and highlighted features of mobile money accounts, such as 1) deposits, 2) withdrawals, and 3) avoiding illegal fees charged by the agent. We distributed the informational videos to cash transfer recipients using mobile messages with links.</p> <p>Second, we targeted the MFS agents using a non-monetary award scheme. We informed MFS agents that the award would recognize their role in the community and the quality of customer service. Several studies <a href="https://hbr.org/2021/03/research-a-little-recognition-can-provide-a-big-morale-boost">suggest</a> motivating the agents through recognition might result in better quality of service.</p> <p><iframe allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen="" frameborder="0" height="515" src="https://www.youtube.com/embed/r6aZ3LrHMME?si=DzmD0RYblZr0woPf" title="YouTube video player" width="760"></iframe></p> <h5><em>The informational video about mobile money accounts was circulated among MFS agents and social assistance recipients during the project intervention in Bangladesh.</em></h5> <h2> </h2> <h2>Impactful Findings</h2> <p>Now back to the results—overall, our initial learnings find that simple information campaigns coupled with improved service delivery can lead to positive impacts for cash transfer recipients. Here’s what we found:</p> <p><strong>1. Awareness of MFS increased by 7 to 8 percentage points</strong> among cash transfer recipients who either received the information campaign on their own or a combination of the information campaign and the agent award scheme. General awareness (i.e., from all sources) regarding MFS increased most among recipients who live in rural areas (18 percentage points) where the agent award scheme was rolled out.</p> <p><strong>2. We find detectable effects on trust</strong> (10 percentage points) <strong>in mobile money accounts when the information campaign and the agent award are combined but not for each intervention on their own.</strong> The ability to perform MFS transactions also increases (by 4 percentage points) but only among cash transfer recipients who received the information campaign. We do not see a detectable effect on this outcome when the two interventions are combined. Trust in MFS increased the most among recipients who live in rural areas (by 14 percentage points) who received both interventions.</p> <p><strong>3. The effect on trust in MFS was higher among males</strong> (12 percentage points) than females (9 percentage points), among cash transfer recipients who received both interventions.</p> <p><strong>4. There was a significant effect on self-reported savings and remittances</strong> 6 months after the study. Cash transfer recipients who were given the information campaign increased savings by 7 percentage points.</p> <p><strong>5. There was no change in cash transfer recipients’ behavior</strong> when the award scheme was implemented by itself.</p> <p>This research provides policymakers, especially a2i and the Ministry of Social Welfare in Bangladesh, with insights into the state of awareness and usage of MFS accounts and the effectiveness of targeted outreach strategies. Basic information initiatives, combined with enhanced service provision, can result in favorable outcomes for recipients of G2P payments. The results also provide lessons for the private sector (such as MFS companies) on how to design products and services catering to marginalized populations. Lessons learned from this study, among <a href="https://poverty-action.org/beneficiary-experience-digital-government-person-g2p-payments-bangladesh-colombia-and-philippines">others</a> from IPA on G2P payments, can help other governments improve their efforts for digitization, creating more streamlined, scalable, and far-reaching programs.</p> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-lead-photo--rss.html.twig * field--node--rss--field-lead-photo--template-g-details-flex.html.twig * field--node--rss--field-lead-photo.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-lead-photo--template-g-details-flex.html.twig * field--node--field-lead-photo.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-lead-photo.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-lead-photo.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-lead-photo field--type-entity-reference-revisions field--label-above"> <div class="field__label">Lead Photo</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/10915" hreflang="en">Blogs</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> <div class="field__item"><a href="/taxonomy/term/5461" hreflang="en">Financial Services for the Poor</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/6581" hreflang="en">Digital Finance</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/43" hreflang="en">Bangladesh</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/301" hreflang="en">Asia and Oceania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-author--rss.html.twig * field--node--rss--field-details-author--template-g-details-flex.html.twig * field--node--rss--field-details-author.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-author--template-g-details-flex.html.twig * field--node--field-details-author.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-author.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-author.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-author.html.twig' --> <div class="field field--name-field-details-author field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/maliha-rahanaz"> <div class="img" style="background-image: url('/sites/default/files/headshots/Maliha%20Rahanaz.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Maliha Rahanaz </div> <div class="title"> University of Kent </div> </div> </a> </div> <div class="ind"> <a href="/people/zaki-wahhaj"> <div class="img" style="background-image: url('/sites/default/files/headshots/Zaki-Wahhaj-2020-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Zaki Wahhaj </div> <div class="title"> University of Kent </div> </div> </a> </div> <div class="ind"> <a href="/people/lauren-perlik"> <div class="img" style="background-image: url('/sites/default/files/headshots/Lauren-Perlik-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Lauren Perlik </div> <div class="title"> Senior Program Associate, Financial Inclusion </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-author.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-12/Blog%20Informational%20Poster.jpg" width="1600" height="900" alt="InformationalPostBGD" typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-event-start-date--rss.html.twig * field--node--rss--field-event-start-date--template-g-details-flex.html.twig * field--node--rss--field-event-start-date.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-event-start-date--template-g-details-flex.html.twig * field--node--field-event-start-date.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-event-start-date.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-event-start-date.html.twig * field--datetime.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-event-start-date field--type-datetime field--label-above"> <div class="field__label">Event Start Date</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'time' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> <time datetime="2023-12-06T12:00:00Z" class="datetime">Wed, 12/06/2023 - 12:00</time> <!-- END OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-event-end-date--rss.html.twig * field--node--rss--field-event-end-date--template-g-details-flex.html.twig * field--node--rss--field-event-end-date.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-event-end-date--template-g-details-flex.html.twig * field--node--field-event-end-date.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-event-end-date.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-event-end-date.html.twig * field--datetime.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-event-end-date field--type-datetime field--label-above"> <div class="field__label">Event End Date</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'time' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> <time datetime="2023-12-06T12:00:00Z" class="datetime">Wed, 12/06/2023 - 12:00</time> <!-- END OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Thu, 07 Dec 2023 03:49:22 +0000 rnastiti@poverty-action.org 53538 at https://poverty-action.org Do Flexible Credit and Savings Products Enhance Small Enterprise Performance in India? https://poverty-action.org/study/do-flexible-credit-and-savings-products-enhance-small-enterprise-performance-india <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Do Flexible Credit and Savings Products Enhance Small Enterprise Performance in India?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Mon, 11/13/2023 - 13:56</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p><strong>Funded by IPA’s Financial Inclusion Program, researchers collaborated with Chaitanya WISE to conduct a randomized evaluation to measure the impact of savings promoting and flexible loan products on business and household outcomes for women small enterprise owners.</strong></p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Small and medium enterprises (SMEs) account for approximately 90 percent of all businesses worldwide. Many of these enterprises depend on microcredit. However, these microloans can have inflexible repayment schedules and high interest rates, limiting SME owners’ ability to save and grow their firms. This is especially the case for women SME owners, who often face external demands on their earnings. In India, some women SME owners use short-term loans from either moneylenders or wholesalers at interest rates that range from one to ten percent per day, which can reduce profits and inhibit firm expansion significantly.<sup>1</sup> Moreover, these high borrowing costs can prevent them from accessing credit in the first place. </p> <p>Researchers worked with Chaitanya WISE—a community-based microfinance institution in Maharashtra state supporting women SME owners—to conduct a randomized evaluation to measure the impact of savings promoting and flexible loan products. These loans offered increased flexibility in borrowing and repayment schedules, as well as an offsetting locked savings account that allowed clients to build up savings while reducing interest rates on their loans. A total of 3,351 women market vendors were randomly assigned to the following groups:</p> <ul><li><strong>Term loan:</strong> Chaitanya offered traditional term loans to women for a fixed tenure. The repayment plan was inflexible and pre-specified in the loan agreement.</li> <li><strong>Cash credit loan:</strong> Women were offered the Chaitanya Cash Credit flexible loan product. The product allowed borrowers to vary repayment and access additional credit if needed during the loan period, up to the agreed limit. </li> <li><strong>Term loan with locked savings account:</strong> Women were offered a term loan with a linked locked savings account. Loan repayments were put into the locked savings account rather than using the repayments to reduce the clients’ debt burden. Clients’ level of gross debt, therefore, remained the same as repayments were made, but their net debt reduced. </li> <li><strong>Cash credit loan with linked flexible savings account:</strong> Women were offered a cash credit loan and a linked flexible savings account.</li> </ul><p>Researchers are conducting surveys and collecting data from Chaitanya to evaluate whether loan flexibility increases firm profit, drives firm expansion, and impacts household welfare. They are also examining whether self-sufficiency loans that encourage savings and improve self-financing, but against which clients can borrow, can spur firms' capital accumulation and growth. Finally, researchers are comparing the loan repayment rates across the group to assess profitability of the cash credit loans and locked savings accounts.</p> <p>Results will be available in 2024.</p> <h2>Sources</h2> <p><sup>1.</sup> Ananth, Bindu, Dean Karlan, and Sendhil Mullainathan. Microentrepreneurs and their money: Three anomalies. Working paper, 2007.</p> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Implementing Partner</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- 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24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 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Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-11/242244756_1927612567416599_8306556203748036552_n.jpg" alt="Chaitanya WISE"> </div> <span> Chaitanya WISE </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-lead-photo--rss.html.twig * field--node--rss--field-lead-photo--template-g-details-flex.html.twig * field--node--rss--field-lead-photo.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-lead-photo--template-g-details-flex.html.twig * field--node--field-lead-photo.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-lead-photo.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-lead-photo.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-lead-photo field--type-entity-reference-revisions field--label-above"> <div class="field__label">Lead Photo</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/1991" hreflang="en">Product Design</a></div> <div class="field__item"><a href="/taxonomy/term/2061" hreflang="en">Women &amp; Girls</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/68" hreflang="en">India</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/michael-king"> <div class="img" style="background-image: url('/sites/default/files/headshots/Michael-King.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Michael King </div> <div class="title"> Trinity College Dublin </div> </div> </a> </div> <div class="ind"> <a href="/people/william-jack"> <div class="img" style="background-image: url('/sites/default/files/headshots/billy_jack_0.jpg')"> </div> <div class="meta"> <div class="name notranslate"> William Jack </div> <div class="title"> Georgetown University </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2271" hreflang="en">Randomized Evaluation</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/301" hreflang="en">Asia and Oceania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item"> 3,351 female small enterprise owners</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2019-2021</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">No</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Mon, 13 Nov 2023 18:56:22 +0000 mpodesta@poverty-action.org 53499 at https://poverty-action.org What is the Impact of the Entry of Digital Financial Services on Financial Inclusion in Ghana? https://poverty-action.org/study/what-impact-entry-digital-financial-services-financial-inclusion-ghana <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">What is the Impact of the Entry of Digital Financial Services on Financial Inclusion in Ghana?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Fri, 08/11/2023 - 10:49</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" r="25" transform="rotate(90 25 25)" fill="white"/> <path d="M24.4697 30.0568C24.7626 30.3497 25.2374 30.3497 25.5303 30.0568L30.3033 25.2839C30.5962 24.991 30.5962 24.5161 30.3033 24.2232C30.0104 23.9303 29.5355 23.9303 29.2426 24.2232L25 28.4659L20.7574 24.2232C20.4645 23.9303 19.9896 23.9303 19.6967 24.2232C19.4038 24.5161 19.4038 24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 1.93985 4.59876C1.45041 4.58415 0.988599 4.44651 0.584756 4.2212V4.25811C0.584756 5.72644 1.61537 6.9514 2.98408 7.22861C2.73353 7.29973 2.46897 7.33549 2.19624 7.33549C2.00365 7.33549 1.81574 7.31704 1.63366 7.28166C2.01416 8.4847 3.11753 9.36093 4.42594 9.38438C3.4031 10.1972 2.11337 10.6816 0.713145 10.6816C0.471929 10.6816 0.233435 10.6678 0 10.6401C1.3228 11.4983 2.89499 12 4.58273 12C10.0821 12 13.0883 7.3847 13.0883 3.38112C13.0883 3.24924 13.086 3.11775 13.0809 2.98856C13.6649 2.5614 14.1723 2.02813 14.5714 1.42065C14.0361 1.66134 13.4595 1.82436 12.8549 1.89741C13.4723 1.52292 13.9462 0.929288 14.1695 0.221845C13.5914 0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p><img alt="Ghana Mobile Money Vendor" data-entity-type="file" data-entity-uuid="507dbb0b-27f2-49ca-8c0e-e55339722375" src="/sites/default/files/inline-images/Ghana%20Mobile%20Money%20Vendor.png" width="840" height="631" loading="lazy" /></p> <p><em>Mobile money agent outlet (right) that vend digital financial services (retail mobile money, airtime, SIM cards, etc) and a nearby, traditional corner store (left) that retail other goods and services (provisions, kenkey, fish, etc) in Akim Anamase — a village in eastern Ghana. © 2023 Bismark Adobaw, GCB Bank PLC, G-Money</em></p> <p><strong>Funded by IPA, researchers in Ghana are evaluating how providers within retail digital financial services markets react to the entry of providers from outside the market and how this impacts consumer demand for and trust in them.</strong></p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Mobile money is a recent digital financial innovation in low- and middle-income countries, comprising market vendors that provide cash-in and cash-out services to consumers. The rise in mobile money is robust in Sub-Saharan Africa, where the region accounts for 70 percent of the market globally. However, mobile money raises concerns about service quality, transparency, and consumer protection, especially in environments where consumers are uninformed, institutions are less strong, and fraud is more common. Overall, little evidence exists on the broader impacts of entry and competition—despite its importance–on payment services quality, transparency, consumer trust, and financial inclusion. This provides considerable research opportunities to close knowledge gaps and help increase consumer protection.</p> <p>Ghana Commercial Bank Ltd recently launched a digital wallet called “G-Money Mobile Wallet Service” (G-Money) and is currently enrolling retail agents nationwide for G-Money. MTN Mobile Money is also enrolling retail agents and merchants to expand their financial services for the poor. While financial inclusion efforts have been made, consumer protection and inclusion issues are significant in Ghana, especially in the East where there are many small-scale market vendors and low-income consumers.</p> <p>Researchers are developing an intervention in eastern Ghana to measure how providers within retail digital financial services markets react to the entry of providers from outside the market and how this impacts consumer demand for and trust in them. A total of 136 low-income localities will be randomly selected to have either entry or no entry of both MTN Mobile Money and G-Money agents and vendors into their markets. Researchers will vary the density of agents and vendors in localities where they enter the market. Ultimately, this intervention can impact the rollout of the services and other financial inclusion efforts in Ghana.</p> <p>Results will be available later in 2023.</p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Implementing Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-08/GCB_brandmark.png" alt="Ghana Commercial Bank"> </div> <span> Ghana Commercial Bank </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-08/unnamed.png" alt="MTN Mobile Money"> </div> <span> MTN Mobile Money </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Research Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-08/Ghana%20Statistical%20Service.jpg" alt="GSS Logo"> </div> <span> Ghana Statistical Service </span> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/6581" hreflang="en">Digital Finance</a></div> <div class="field__item"><a href="/taxonomy/term/6416" hreflang="en">Consumer Protection</a></div> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/1976" hreflang="en">Payments</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/17" hreflang="en">Ghana</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/francis-annan"> <div class="img" style="background-image: url('/sites/default/files/headshots/Francis-Annan.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Francis Annan </div> <div class="title"> University of California, Berkeley </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2271" hreflang="en">Randomized Evaluation</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/286" hreflang="en">West Africa</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-09/Screen%20Shot%202023-08-29%20at%2011.54.12%20AM.png" width="1884" height="1418" alt="Mobile Money vendor in Ghana" typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/salifu-amadu"> <div class="img" style="background-image: url('/sites/default/files/headshots/Salifu%20Amadu-edited.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Salifu Amadu </div> <div class="title"> Country Director, Ghana </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">136 localities (4700+ households)</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2022-2023</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">No</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Fri, 11 Aug 2023 14:49:41 +0000 mpodesta@poverty-action.org 53375 at https://poverty-action.org Enhancing Financial Inclusion Impacts for the Newly Banked in the Philippines https://poverty-action.org/study/enhancing-financial-inclusion-impacts-newly-banked-philippines <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Enhancing Financial Inclusion Impacts for the Newly Banked in the Philippines</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Thu, 07/20/2023 - 10:39</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" r="25" transform="rotate(90 25 25)" fill="white"/> <path d="M24.4697 30.0568C24.7626 30.3497 25.2374 30.3497 25.5303 30.0568L30.3033 25.2839C30.5962 24.991 30.5962 24.5161 30.3033 24.2232C30.0104 23.9303 29.5355 23.9303 29.2426 24.2232L25 28.4659L20.7574 24.2232C20.4645 23.9303 19.9896 23.9303 19.6967 24.2232C19.4038 24.5161 19.4038 24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 1.93985 4.59876C1.45041 4.58415 0.988599 4.44651 0.584756 4.2212V4.25811C0.584756 5.72644 1.61537 6.9514 2.98408 7.22861C2.73353 7.29973 2.46897 7.33549 2.19624 7.33549C2.00365 7.33549 1.81574 7.31704 1.63366 7.28166C2.01416 8.4847 3.11753 9.36093 4.42594 9.38438C3.4031 10.1972 2.11337 10.6816 0.713145 10.6816C0.471929 10.6816 0.233435 10.6678 0 10.6401C1.3228 11.4983 2.89499 12 4.58273 12C10.0821 12 13.0883 7.3847 13.0883 3.38112C13.0883 3.24924 13.086 3.11775 13.0809 2.98856C13.6649 2.5614 14.1723 2.02813 14.5714 1.42065C14.0361 1.66134 13.4595 1.82436 12.8549 1.89741C13.4723 1.52292 13.9462 0.929288 14.1695 0.221845C13.5914 0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-image-caption paragraph--view-mode--default"> <div class="cb-image-caption"> <div> <img src="/sites/default/files/2023-08/PR%20Supporting%20Photo%281%29.jpg" alt="LANDBANK Sagay Branch facilitates the account opening of unbanked Philippine Identification System (PhilSys) registrants at a registration center in Sagay City, Negros Occidental on June 2, 2021."> </div> <figcaption> <span>In This Image</span> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-image-caption--default.html.twig * field--paragraph--default--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--default--field-sub-image-caption.html.twig * field--paragraph--default--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption.html.twig * field--paragraph--sub-cb30-image-caption.html.twig * field--default--field-sub-image-caption.html.twig * field--default--sub-cb30-image-caption.html.twig * field--default.html.twig * field--field-sub-image-caption.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sub-image-caption field--type-string field--label-above"> <div class="field__label">Sub Image Caption</div> <div class="field__item">LANDBANK Sagay Branch facilitates the account opening of unbanked Philippine Identification System (PhilSys) registrants at a registration center in Sagay City, Negros Occidental on June 2, 2021. ©LANDBANK 2021</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </figcaption> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p><strong>In collaboration with the Land Bank of the Philippines (LANDBANK), IPA evaluated the reasons behind consumers’ low usage of digital transaction accounts and proposed recommendations to increase usage in line with advancing digital adoption and financial inclusion efforts.</strong></p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Digital transaction accounts have been instrumental in increasing global financial inclusion by allowing customers to make payments, and save and transfer money without cash. However, evidence from low- and middle-income countries suggests that simply providing access to bank accounts may not be sufficient in promoting financial inclusion and that other mechanisms such as nudges or training may be necessary.[1] In the Philippines, the Central Bank set a goal to double the number of consumers with digital transaction accounts to 70 percent of adults by the end of 2023.</p> <p>As part of this effort, LANDBANK offered free accounts and prepaid bank cards to consumers as they registered for PhilSys, a national identification system established in 2018 that helps to deliver digital social and financial services. However, account usage among newly registered clients has remained low. IPA partnered with LANDBANK to evaluate the reasons behind low digital transaction account usage among the Bank’s clients. Towards this end, IPA conducted phone surveys with 354 new LANDBANK clients who were onboarded after registering for PhilSys, to assess their financial needs, challenges, and opportunities to increase regular account usage.</p> <p>Results showed that a majority of clients opened a LANDBANK account to either save or receive government aid; clients mostly used the card to check its balance, to load money onto the card, or to withdraw money. Results also showed that clients had a lack of knowledge about the features of the card — specifically related to transactions — and the purpose of a prepaid card. Non-active users were generally not aware of where they can use or reload the card, likely driving low usage rates.</p> <p>Recommendations to increase usage rates include creating information campaigns and SMS nudges about the LANDBANK account features and its comparative advantages, integrating these campaigns with financial literacy sessions, and collecting more client transaction data to assess and adjust the features based on usage patterns. The information campaign may also help address the concern of having a significant number of LANDBANK cards left unclaimed, which further compounds the already limited transaction data recorded.</p> <h2>Sources</h2> <p>1. Banerjee et al 2020, Field et al 2021</p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Implementing Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://www.landbank.com/"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-07/LANDBANK.jpg" alt="Landbank of the Philippines"> </div> <span> Land Bank of the Philippines (LANDBANK) </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/95" hreflang="en">Philippines</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/22" hreflang="en">Results</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/9811" hreflang="en">Descriptive / Surveillance</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/301" hreflang="en">Asia and Oceania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-08/landbank%20study.jpg" width="845" height="648" alt="LANDBANK Sagay Branch facilitates the account opening of unbanked Philippine Identification System (PhilSys) registrants at a registration center in Sagay City, Negros Occidental on June 2, 2021." typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/yuna-liang"> <div class="img" style="background-image: url('/sites/default/files/headshots/Yuna-Liang-Web-2022.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Yuna Liang </div> <div class="title"> Senior Research Manager </div> </div> </a> </div> <div class="ind"> <a href="/people/maxine-tong"> <div class="img" style="background-image: url('/sites/default/files/2023-05/Mary-Maxine-Tong.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Maxine Tong </div> <div class="title"> Research Associate </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">354 clients</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2022</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">Yes</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Thu, 20 Jul 2023 14:39:18 +0000 mpodesta@poverty-action.org 53328 at https://poverty-action.org Does Repaying Loans with Mobile Money Increase the Economic Power of Women Entrepreneurs in Tanzania? https://poverty-action.org/study/does-repaying-loans-with-mobile-money-increase-economic-power-women-entrepreneurs-tanzania <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Does Repaying Loans with Mobile Money Increase the Economic Power of Women Entrepreneurs in Tanzania?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Thu, 05/25/2023 - 10:43</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" r="25" transform="rotate(90 25 25)" fill="white"/> <path d="M24.4697 30.0568C24.7626 30.3497 25.2374 30.3497 25.5303 30.0568L30.3033 25.2839C30.5962 24.991 30.5962 24.5161 30.3033 24.2232C30.0104 23.9303 29.5355 23.9303 29.2426 24.2232L25 28.4659L20.7574 24.2232C20.4645 23.9303 19.9896 23.9303 19.6967 24.2232C19.4038 24.5161 19.4038 24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 1.93985 4.59876C1.45041 4.58415 0.988599 4.44651 0.584756 4.2212V4.25811C0.584756 5.72644 1.61537 6.9514 2.98408 7.22861C2.73353 7.29973 2.46897 7.33549 2.19624 7.33549C2.00365 7.33549 1.81574 7.31704 1.63366 7.28166C2.01416 8.4847 3.11753 9.36093 4.42594 9.38438C3.4031 10.1972 2.11337 10.6816 0.713145 10.6816C0.471929 10.6816 0.233435 10.6678 0 10.6401C1.3228 11.4983 2.89499 12 4.58273 12C10.0821 12 13.0883 7.3847 13.0883 3.38112C13.0883 3.24924 13.086 3.11775 13.0809 2.98856C13.6649 2.5614 14.1723 2.02813 14.5714 1.42065C14.0361 1.66134 13.4595 1.82436 12.8549 1.89741C13.4723 1.52292 13.9462 0.929288 14.1695 0.221845C13.5914 0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-image-caption paragraph--view-mode--default"> <div class="cb-image-caption"> <div> <img src="/sites/default/files/2023-05/Tanzania%20Mobile%20Money%20Kyu%20Khin%20Ghar.png" alt="A woman at a mobile money vendor"> </div> <figcaption> <span>In This Image</span> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-image-caption--default.html.twig * field--paragraph--default--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--default--field-sub-image-caption.html.twig * field--paragraph--default--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption.html.twig * field--paragraph--sub-cb30-image-caption.html.twig * field--default--field-sub-image-caption.html.twig * field--default--sub-cb30-image-caption.html.twig * field--default.html.twig * field--field-sub-image-caption.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sub-image-caption field--type-string field--label-above"> <div class="field__label">Sub Image Caption</div> <div class="field__item">A woman at a mobile money vendor in Tanzania © Kyu Khin Gar</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </figcaption> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p><strong>In collaboration with BRAC, researchers working with IPA are evaluating the impact of using mobile money to repay microfinance loans on female entrepreneurs’ business outcomes, use of mobile money services for a wider range of activities and women’s empowerment.</strong></p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Mobile money is a transformative technology that not only facilitates cashless transactions but also provides an avenue for individuals to save money without relying on a traditional bank account. However, despite their rapid expansion, mobile money services are still only used by half the population in sub-Saharan Africa, and only by a third of women.[1]  </p> <p>In Tanzania, women are 20 percent less likely than men to have an account.[2] Mobile money services are also not used widely for either saving or transactions beyond remittances, such as for purchases and payments, limiting their scope for positive impacts. Only 19 percent of mobile money users had ever saved with it and less than 4 percent had ever paid for a good or service using mobile money.[3] This represents a significant proportion of people — and women in particular — who are not taking advantage of mobile money services and experiencing the improvements in welfare their use might bring. As such, building women’s habit of regular mobile money usage may lead to them experiencing these benefits. </p> <p>Researchers are partnering with IPA and BRAC Tanzania to measure the impact of using mobile money to repay microfinance loans on women entrepreneurs’ ability to increase their economic power. A total of 750 women entrepreneurs have been randomly divided equally into three groups: one group will repay the loan weekly with mobile money alongside weekly group meetings, one group will repay the loan weekly with mobile money while attending group meetings every two weeks, and one group serves as the comparison and will repay the loan with cash at weekly group meetings. Following the intervention, researchers will conduct surveys and incentivized games to assess women’s business outcomes, use of mobile money services, agency and well-being.</p> <p>Results will be available in fall 2023.</p> <h2>Source</h2> <p>[1] Demirguc-Kunt, Asli; Klapper, Leora; Singer, Dorothe; Ansar, Saniya; Hess, Jake Richard.<br /> The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution (English). Washington, D.C.: World Bank Group. http://documents.worldbank.org/curated/en/332881525873182837/The-Global-Findex-Database-2017-Measuring-Financial-Inclusion-and-the-Fintech-Revolution</p> <p>[2] Devyn Holliday, “Limited usage: women and mobile money in Tanzania,” GSMA, February 2, 2023, https://www.gsma.com/mobilefordevelopment/blog/limited-usage-women-and-mobile-money-in-tanzania/</p> <p>[3] Financial inclusion Insights Survey Tanzania, 2017</p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://bracinternational.org/tanzania/"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-05/download.png" alt="BRAC Tanzania"> </div> <span> BRAC Tanzania </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/6581" hreflang="en">Digital Finance</a></div> <div class="field__item"><a href="/taxonomy/term/1976" hreflang="en">Payments</a></div> <div class="field__item"><a href="/taxonomy/term/6411" hreflang="en">Rural Finance</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/104" hreflang="en">Tanzania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/rachel-heath"> <div class="img" style="background-image: url('/sites/default/files/headshots/rachel_heath_0.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Rachel Heath </div> <div class="title"> University of Washington </div> </div> </a> </div> <div class="ind"> <a href="/people/emma-riley"> <div class="img" style="background-image: url('/sites/default/files/headshots/Emma%20Riley.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Emma Riley </div> <div class="title"> University of Washington </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2271" hreflang="en">Randomized Evaluation</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/291" hreflang="en">East Africa</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-05/Tanzania%20Mobile%20Money%20Kyu%20Khin%20Ghar_0.png" width="734" height="580" alt="A woman at a mobile money vendor in Tanzania" typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/furaha-abwe"> <div class="img" style="background-image: url('/sites/default/files/2023-01/Furaha-Abwe_1.png')"> </div> <div class="meta"> <div class="name notranslate"> Furaha Abwe </div> <div class="title"> Associate Research Manager </div> </div> </a> </div> <div class="ind"> <a href="/people/kyu-khin-gar"> <div class="img" style="background-image: url('/sites/default/files/headshots/Khu-Khin-Gar.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Kyu Khin Gar </div> <div class="title"> Research Manager </div> </div> </a> </div> <div class="ind"> <a href="/people/emmanuel-makoye"> <div class="img" style="background-image: url('/sites/default/files/headshots/Emmanuel-Makoye.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Emmanuel Makoye </div> <div class="title"> Research Associate </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">750 women entrepreneurs</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2021-2023</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">Yes</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Thu, 25 May 2023 14:43:00 +0000 mpodesta@poverty-action.org 53214 at https://poverty-action.org Examining the Impact of Loan Modifications on Borrowers in Kenya During COVID-19 https://poverty-action.org/study/examining-impact-loan-modifications-borrowers-kenya-during-covid-19 <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Examining the Impact of Loan Modifications on Borrowers in Kenya During COVID-19</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Wed, 04/26/2023 - 11:29</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Given the global economic consequences of COVID-19, many lenders have set up forbearance or repayment plans programs for borrowers experiencing financial hardship. While loan modification reduces loan losses by 35.8 percent,[1] there has been some disagreement about how to modify loans to reduce loan losses when they are in default. On one hand, researchers found that lowering the principal balance improved financial and labor market outcomes for borrowers more than if the payments were reduced to aid borrower liquidity.[2] However, other studies have found that principal reductions didn’t change default and that decreases in short-term monthly payments make the most difference for borrowers’ ability to pay. [3]</p> <p>Six microfinance institutions (MFIs) in Kenya deployed a variety of loan modification programs in response to COVID-19. Researchers analyzed 68,461 loans originated between January 2019 and August 2021 to compare the delinquency and repayment rates of loans across the different MFIs.</p> <p>Results showed that MFIs without modifications had higher delinquency rates than those that did provide loan modifications. While both experienced increases in delinquencies, the average gap between them doubled. The modifications did not seem to change the average delinquent amount for MFIs 3 or 5 from the start of the intervention while the modifications by MFI 1 may have. Of the loans that started repayment for MFI 1, they were most likely to restart 1 month after the programs were implemented whereas the loans that started repayment for MFI 5 were most likely to restart 3 months after the programs were implemented. MFI 3 did not see any increase in repayment, but it had the most extensive programs so this could be due to classification. </p> <p>A caveat to the results is that researchers could not separate the effect of the repayment programs from other confounding factors. It could be that the MFIs that had the best repayment and lowest delinquency rates also had the best quality borrowers. The researchers were also unable to determine which loans received modifications and if multiple modifications were available, which were applied.</p> <h2>Sources</h2> <p>1. Maturana, Gonzalo. "When are modifications of securitized loans beneficial to investors?." The Review of Financial Studies 30, no. 11 (2017): 3824-3857.</p> <p>2. Dobbie, Will, and Jae Song. "Targeted debt relief and the origins of financial distress: Experimental evidence from distressed credit card borrowers." American Economic Review 110, no. 4 (2020): 984-1018.</p> <p>3. Ganong, Peter, and Pascal Noel. "Liquidity versus wealth in household debt obligations: Evidence from housing policy in the great recession." American Economic Review 110, no. 10 (2020): 3100-3138.</p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" 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0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://www.kiva.org/"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-04/kiva_k_cutout_new.jpg" alt="KIVA"> </div> <span> KIVA </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/6416" hreflang="en">Consumer Protection</a></div> <div class="field__item"><a href="/taxonomy/term/9706" hreflang="en">COVID-19</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/73" hreflang="en">Kenya</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/waldo-ojeda"> <div class="img" style="background-image: url('/sites/default/files/headshots/Waldo-Ojeda-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Waldo Ojeda </div> <div class="title"> City University of New York </div> </div> </a> </div> <div class="ind"> <a href="/people/sheisha-kulkarni"> <div class="img" style="background-image: url('/sites/default/files/headshots/Sheisha-Kulkarni-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Sheisha Kulkarni </div> <div class="title"> University of Virginia </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/22" hreflang="en">Results</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2271" hreflang="en">Randomized Evaluation</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/291" hreflang="en">East Africa</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">68,461 loans originated between January 2019 and August 2021 by six lenders in Kenya</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2019-2021</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">No</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Wed, 26 Apr 2023 15:29:36 +0000 mpodesta@poverty-action.org 53169 at https://poverty-action.org Does Self-Perception Affect Consumers’ Willingness to Seek Redress? https://poverty-action.org/blog/does-self-perception-affect-consumers%E2%80%99-willingness-seek-redress <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Does Self-Perception Affect Consumers’ Willingness to Seek Redress?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/6" typeof="schema:Person" property="schema:name" datatype="" content="rnastiti@poverty-action.org">rnastiti@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Thu, 04/20/2023 - 15:04</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>In the 1980s, economist Amartya Sen posited his <em><a href="https://www.google.com/books/edition/Commodities_and_Capabilities/v4WxQgAACAAJ?hl=en">capabilities approach</a></em> to understanding human development and welfare. Sen emphasized that increasing welfare requires not only providing access to resources (like education, healthcare, and financial services), but also ensuring individuals have the confidence, agency, and capability to make their own decisions about how (if at all) to use those resources.</p> <p>In the context of financial inclusion, a capabilities approach would ensure that financial services are not only made available to all, but that individuals have the social, economic, and psychological means to use these services, raise complaints (often called grievance redressal), and resolve disputes. In India, we set out to test this dynamic: whether people’s beliefs about their agency influenced their attitudes toward digital financial services (DFS). While digital platforms have brought more people into the formal financial market, the welfare impact of financial services also relies on people’s ability to navigate the financial system, belief that the system is fair, and willingness to seek redressal.</p> <p>In 2022, we conducted a survey in rural areas of Uttar Pradesh and Bihar in India to examine this very dynamic — could <strong>internal</strong> factors like perceived agency drive differences in consumers’ willingness to seek redress? We asked: would women be less likely than men to try to fix a problem in a digital transaction because they believe they have less control over their lives? We also examined how <strong>external</strong> factors like social norms could affect redressal behavior by posing the question: would women be less likely than men to try to fix a problem because of norms that women who attempt to solve digital finance-related problems should fear retribution?</p> <p>Along with our colleague <a href="https://csbc.org.in/pavan-mamidi.php">Pavan Mamidi</a>, we asked women who already use digital financial services through smartphones how they behave when something goes wrong with a transaction. In total we asked 13 interviewees qualitative questions and conducted a survey in which 230 women responded. We specifically asked questions to understand if the following concepts impacted women’s decisions to seek grievance redressal differently than men:</p> <ul><li>Locus of control: beliefs about what controls the course of one's life – either primarily one's own thoughts and actions (known as internal locus of control) or external circumstances (external locus of control) (<a href="https://psycnet.apa.org/record/2011-19211-001">Rotter 1966</a>). Someone with an external locus of control could easily assume that it wouldn’t be worth resolving an issue if their bad luck created the problem in the first place.</li> <li>Self-efficacy: belief in our ability to meet the challenges ahead of us and complete a task (<a href="https://www.sciencedirect.com/science/article/abs/pii/0146640278900024">Bandura 1977</a>). Greater self-efficacy should correspond with a higher likelihood of pursuing grievance redressal.</li> <li>Fatalism: the belief that human lives are predestined and not influenced by individual actions. A highly fatalistic person might believe that having a DFS problem is their destiny and can’t be resolved.</li> </ul><p>Here’s what we found:</p> <ol><li> <p>Out of the three factors, <strong>men and women only differed regarding the locus of control</strong>. While women and men answered similarly regarding self-efficacy and fatalism, female respondents reported significantly lower internal locus of control than men. In other words, <strong>women feel they have less control over their lives than men</strong>. We also observed that a lower internal locus of control is not necessarily associated with lower self-efficacy, as people believe that destiny favors those who work hard.</p> <!-- THEME DEBUG --> <!-- THEME HOOK: 'filter_caption' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --> <figure role="group" class="caption caption-img align-center"><img alt="Figure 1: Predictors of Grievance Redressal" data-entity-type="file" data-entity-uuid="024828d8-e205-48c2-b0ab-b94d147b3cfc" src="/sites/default/files/inline-images/04072023%20Barnhart%20Argawal%20DFS%20Grievence%20Blog%20visual_0.jpg" width="968" height="604" loading="lazy" /><figcaption><em>Figure 1: Predictors of  Grievance Redressal</em></figcaption></figure><!-- END OUTPUT from 'core/themes/classy/templates/content-edit/filter-caption.html.twig' --></li> <li> <p><strong>Women have less knowledge of how to resolve DFS complaints, but that didn’t impact their trust in DFS.</strong> Knowledge of DFS redressal mechanisms among our respondents was generally low, but women scored significantly lower than men. The mean score for women was 2.54 out of 4; for men, it was 2.7 out of 4. Despite this lack of knowledge, there was no difference in trust in DFS between women and men. This may be due to the fact that we only surveyed people who already use finance apps.</p> </li> <li> <p><strong>Women and men feel the same about reporting DFS issues.</strong> Men in our sample reported a higher perceived norm that their community respects people for seeking redress. Despite this, women and men have similar attitudes in favor of reporting issues they faced while using DFS (80% and 79%, respectively). They also equally feel a sense of unfairness if they encounter problems. While reports of handling past problems on one’s own were similar between men and women, women were significantly more likely than men to ask their family or friends to help solve their DFS-related problems (women sought redressal through family/friends for 39% of their DFS-related problems, while men did this for 32% of their problems).</p> </li> <li> <p><strong>Household and community norms of retribution for making mistakes influence women’s likelihood of seeking redressal on their own.</strong> Women in our sample who reported a higher perceived norm of receiving family backlash for experiencing DFS-related issues were less likely to seek redressal on their own. Conversely, women who reported a higher awareness of DFS among women in their community were more likely to seek redressal on their own, indicating that perceived norms drive differences in behavior.</p> </li> <li><strong>There’s no significant correlation between the three psychological traits and an individual’s likelihood of seeking redressal on their own.</strong> However, our analysis found that locus of control strongly influenced the sample’s likelihood of preferring to ask others for help and doing nothing in response to problems (over seeking redressal independently). Particularly among women, those who reported the belief that other individuals and chance influence the course of their life were more likely to ask others for help with their problems. Conversely, women with a higher internal locus of control were less likely to be inactive in response to their problems.</li> </ol><p>Our data uncover far more similarities than differences by gender among existing DFS users. This finding surprised us, but hindsight provides two plausible explanations. An existing field of research is investigating if technology empowers women, meaning internet access could have increased women’s agency in line with men’s (<a href="https://pubdocs.worldbank.org/en/230281588169110691/Digital-Financial-Services.pdf">Pazarbasioglu et al 2020</a>; <a href="https://www.aeaweb.org/articles?id=10.1257/aer.20200705">Field et al 2021</a>). Perhaps, a more plausible explanation for rural Uttar Pradesh and Bihar is that only women with high agency could access smartphones and use DFS, and therefore be part of this research. In this case, service providers and regulators as well as researchers should be aware that women who already use DFS are unlikely to represent all women. For example, women who are not as confident as these early adopters may need specific assistance to prevent and solve problems when they arise.</p> <p>As a result, the next question we need to answer is whether agency and confidence prevent women from even using digital financial services in the first place, and if they do, find ways to increase these internal motivators of behavior. To make sure formal financial services yield the biggest impact, researchers need to better understand how women’s agency and locus of control can help or hinder the efficacy of financial products.</p> <p><em>This <a href="https://poverty-action.org/strengthening-womens-confidence-dealing-consumer-complaints-india">study</a> was funded by Innovations for Poverty Action (IPA)’s Consumer Protection Research Initiative.</em></p> <p> </p> <p>Cover Photo by <a href="https://unsplash.com/@charanjeet_dhiman?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Charanjeet Dhiman</a> on <a href="https://unsplash.com/photos/mHusyBu4bxM?utm_source=unsplash&amp;utm_medium=referral&amp;utm_content=creditCopyText">Unsplash</a></p> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/10915" hreflang="en">Blogs</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/6416" hreflang="en">Consumer Protection</a></div> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/6581" hreflang="en">Digital Finance</a></div> <div class="field__item"><a href="/taxonomy/term/1886" hreflang="en">Financial Capability</a></div> <div class="field__item"><a href="/taxonomy/term/6411" hreflang="en">Rural Finance</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/68" hreflang="en">India</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/301" hreflang="en">Asia and Oceania</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-author--rss.html.twig * field--node--rss--field-details-author--template-g-details-flex.html.twig * field--node--rss--field-details-author.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-author--template-g-details-flex.html.twig * field--node--field-details-author.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-author.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-author.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-author.html.twig' --> <div class="field field--name-field-details-author field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/sharon-barnhardt"> <div class="img" style="background-image: url('/sites/default/files/headshots/sharon_barnhardt_0.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Sharon Barnhardt </div> <div class="title"> Ashoka University </div> </div> </a> </div> <div class="ind"> <a href="/people/aayush-agarwal"> <div class="img" style="background-image: url('/sites/default/files/2023-04/Aayush%20Argawal.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Aayush Agarwal </div> <div class="title"> Centre for Social and Behaviour Change, Ashoka University </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-author.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-04/Women%20in%20Call%20Center%20Charanjeet%20Dhiman%20Unsplash.png" width="1024" height="683" alt="A woman in a call center in India" typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-event-start-date--rss.html.twig * field--node--rss--field-event-start-date--template-g-details-flex.html.twig * field--node--rss--field-event-start-date.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-event-start-date--template-g-details-flex.html.twig * field--node--field-event-start-date.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-event-start-date.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-event-start-date.html.twig * field--datetime.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-event-start-date field--type-datetime field--label-above"> <div class="field__label">Event Start Date</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'time' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> <time datetime="2023-04-20T12:00:00Z" class="datetime">Thu, 04/20/2023 - 12:00</time> <!-- END OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-event-end-date--rss.html.twig * field--node--rss--field-event-end-date--template-g-details-flex.html.twig * field--node--rss--field-event-end-date.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-event-end-date--template-g-details-flex.html.twig * field--node--field-event-end-date.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-event-end-date.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-event-end-date.html.twig * field--datetime.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-event-end-date field--type-datetime field--label-above"> <div class="field__label">Event End Date</div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'time' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> <time datetime="2023-04-20T12:00:00Z" class="datetime">Thu, 04/20/2023 - 12:00</time> <!-- END OUTPUT from 'core/themes/classy/templates/field/time.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Thu, 20 Apr 2023 19:04:39 +0000 rnastiti@poverty-action.org 53149 at https://poverty-action.org Does Choosing from Multiple Credit Offers Improve Consumers’ Economic Outcomes in Mexico? https://poverty-action.org/does-choosing-multiple-credit-offers-improve-consumers-economic-outcomes-mexico <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">Does Choosing from Multiple Credit Offers Improve Consumers’ Economic Outcomes in Mexico?</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/5" typeof="schema:Person" property="schema:name" datatype="" content="mpodesta@poverty-action.org">mpodesta@pover…</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Wed, 04/19/2023 - 13:00</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p>Globally, less than one-third of low-income individuals compare multiple offers when they last acquired a credit product. Given the large price dispersion in loan markets, consumers can benefit from seeking offers at multiple financial institutions before settling on one; in developing countries, the even larger price dispersion makes the potential gains from shopping even larger. However, evidence suggests that consumers in low- and middle-income countries face high search costs preventing them from finding the best credit offer. </p> <p>In Mexico, household debt as a percentage of GDP doubled between 2000 and 2019 — from 8 percent to 16.5 percent — which was mostly driven by increased consumer debt.  Much of this growth has been driven by low-income individuals that previously did not have access to the formal credit market and might not be aware of the benefits of comparing multiple cards. Since 2020, Mexico’s central bank has been developing an <a href="https://www.elfinanciero.com.mx/opinion/jeanette-leyva/2023/04/14/la-app-superpoderosa-del-banco-de-mexico/">app</a> that will allow users to compare individualized credit offers provided by financial institutions based on verified users’ information. This new tool seeks to simultaneously address two problems. First, by presenting customers with a range of personalized offers, it will drastically reduce search costs, possibly leading to users acquiring less costly credit options. Second, as it is run by Mexico’s financial regulator it won’t suffer distorted incentives that are likely to affect privately-run price comparison platforms.</p> <p>In parallel with the development of this app, researchers are collaborating with IPA and the Bank of Mexico to carry out a research agenda that supports the creation of a robust credit comparison platform, generates evidence of its impact on consumer welfare, and informs future policy interventions. This research agenda addresses questions around how the presentation of information impacts consumer choice; how banks are adapting their credit decision-making processes to the app’s introduction; whether the app impacts different profiles of consumers in different ways; how to identify potential biases in predicting future credit use, and give users information to help correct this; and how increased competition might affect the terms of the cards offered through the app. </p> <p>The project so far has focused on the questions around information presentation and its diverse effects. This will set the stage for potential future randomized evaluations which could provide evidence on the impact of competition on credit card terms. </p> <p>Results of the initial pilot will be available later in 2023.</p> <h2>Sources</h2> <p>1. Ponce, Alejandro, Enrique Seira, and Guillermo Zamarripa. 2017. "Borrowing on the Wrong Credit Card? Evidence from Mexico." American Economic Review, 107 (4): 1335-61.</p> <p>2. Agarwal, Sumit, John Grigsby, Ali Hortaçsu, Gregor Matvos, Amit Seru, and Vincent Yao. Searching for approval. No. w27341. National Bureau of Economic Research, 2020.</p> <p>3. Giné, Xavier, and Rafael Keenan Mazer. "Financial (dis-) information: Evidence from a multi-country audit study." Journal of Public Economics 208 (2022): 104618.</p></div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><hr /><h1>Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" r="25" transform="rotate(90 25 25)" fill="white"/> <path d="M24.4697 30.0568C24.7626 30.3497 25.2374 30.3497 25.5303 30.0568L30.3033 25.2839C30.5962 24.991 30.5962 24.5161 30.3033 24.2232C30.0104 23.9303 29.5355 23.9303 29.2426 24.2232L25 28.4659L20.7574 24.2232C20.4645 23.9303 19.9896 23.9303 19.6967 24.2232C19.4038 24.5161 19.4038 24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 1.93985 4.59876C1.45041 4.58415 0.988599 4.44651 0.584756 4.2212V4.25811C0.584756 5.72644 1.61537 6.9514 2.98408 7.22861C2.73353 7.29973 2.46897 7.33549 2.19624 7.33549C2.00365 7.33549 1.81574 7.31704 1.63366 7.28166C2.01416 8.4847 3.11753 9.36093 4.42594 9.38438C3.4031 10.1972 2.11337 10.6816 0.713145 10.6816C0.471929 10.6816 0.233435 10.6678 0 10.6401C1.3228 11.4983 2.89499 12 4.58273 12C10.0821 12 13.0883 7.3847 13.0883 3.38112C13.0883 3.24924 13.086 3.11775 13.0809 2.98856C13.6649 2.5614 14.1723 2.02813 14.5714 1.42065C14.0361 1.66134 13.4595 1.82436 12.8549 1.89741C13.4723 1.52292 13.9462 0.929288 14.1695 0.221845C13.5914 0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://www.banxico.org.mx/indexen.html"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-04/Logobm.svg_.png" alt="Banco de Mexico"> </div> <span> Banco de Mexico </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/6416" hreflang="en">Consumer Protection</a></div> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/4271" hreflang="en">Microcredit</a></div> <div class="field__item"><a href="/taxonomy/term/6581" hreflang="en">Digital Finance</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/81" hreflang="en">Mexico</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/xavier-gine"> <div class="img" style="background-image: url('/sites/default/files/2023-08/Xavier-Gine.png')"> </div> <div class="meta"> <div class="name notranslate"> Xavier Giné </div> <div class="title"> World Bank </div> </div> </a> </div> <div class="ind"> <a href="/people/sean-higgins"> <div class="img" style="background-image: url('/sites/default/files/headshots/Higgins-Sean-250x304.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Sean Higgins </div> <div class="title"> Kellogg School of Management at Northwestern University </div> </div> </a> </div> <div class="ind"> <a href="/people/dean-karlan"> <div class="img" style="background-image: url('/sites/default/files/2023-08/Dean-Karlan-Headshot-Photo-500px-Square.jpeg')"> </div> <div class="meta"> <div class="name notranslate"> Dean Karlan </div> <div class="title"> Northwestern University </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2276" hreflang="en">Pilot</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-region--rss.html.twig * field--node--rss--field-details-region--template-g-details-flex.html.twig * field--node--rss--field-details-region.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-region--template-g-details-flex.html.twig * field--node--field-details-region.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-region.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-region.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-region field--type-entity-reference field--label-above"> <div class="field__label">Details Region</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/296" hreflang="en">Latin America and North America</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/helke-enkerlin"> <div class="meta"> <div class="name notranslate"> Helke Enkerlin </div> <div class="title"> Policy and Implementation Manager </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> Wed, 19 Apr 2023 17:00:24 +0000 mpodesta@poverty-action.org 53145 at https://poverty-action.org The Role of Housing Loans and Education in Addressing Housing Vulnerabilities https://poverty-action.org/study/role-housing-loans-and-education-addressing-housing-vulnerabilities <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--title--rss.html.twig * field--node--rss--title--template-g-details-flex.html.twig * field--node--rss--title.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--title--template-g-details-flex.html.twig x field--node--title.html.twig * field--node--template-g-details-flex.html.twig * field--rss--title.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--title.html.twig * field--string.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <span class="field field--name-title field--type-string field--label-hidden">The Role of Housing Loans and Education in Addressing Housing Vulnerabilities </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--title.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--uid--rss.html.twig * field--node--rss--uid--template-g-details-flex.html.twig * field--node--rss--uid.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--uid--template-g-details-flex.html.twig x field--node--uid.html.twig * field--node--template-g-details-flex.html.twig * field--rss--uid.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--uid.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <span class="field field--name-uid field--type-entity-reference field--label-hidden"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'username' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> <span lang="" about="/user/4" typeof="schema:Person" property="schema:name" datatype="">atamayo</span> <!-- END OUTPUT from 'core/themes/classy/templates/user/username.html.twig' --> </span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--uid.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--created--rss.html.twig * field--node--rss--created--template-g-details-flex.html.twig * field--node--rss--created.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--created--template-g-details-flex.html.twig x field--node--created.html.twig * field--node--template-g-details-flex.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field--rss--created.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--created.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <span class="field field--name-created field--type-created field--label-hidden">Tue, 04/04/2023 - 15:40</span> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--node--created.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'links__node' --> <!-- FILE NAME SUGGESTIONS: x links--node.html.twig x links--node.html.twig * links.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/content/links--node.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-template-g-content-blocks--rss.html.twig * field--node--rss--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--rss--field-template-g-content-blocks.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks--template-g-details-flex.html.twig * field--node--field-template-g-content-blocks.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-template-g-content-blocks.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-template-g-content-blocks.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-template-g-content-blocks field--type-entity-reference-revisions field--label-above"> <div class="field__label">Template G Content Blocks</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--cb30-detail--default.html.twig x paragraph--cb30-detail.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> <div class="paragraph paragraph--type--cb30-detail paragraph--view-mode--default"> <section class="cb30"> <div class="frame"> <!-- <aside class="sidebar"> <div class="toggle accordion"> <a href="javascript:;" class=""> <span>In this Section</span> <svg width="50" height="50" viewBox="0 0 50 50" fill="none" xmlns="http://www.w3.org/2000/svg"> <circle cx="25" cy="25" r="25" transform="rotate(90 25 25)" fill="white"/> <path d="M24.4697 30.0568C24.7626 30.3497 25.2374 30.3497 25.5303 30.0568L30.3033 25.2839C30.5962 24.991 30.5962 24.5161 30.3033 24.2232C30.0104 23.9303 29.5355 23.9303 29.2426 24.2232L25 28.4659L20.7574 24.2232C20.4645 23.9303 19.9896 23.9303 19.6967 24.2232C19.4038 24.5161 19.4038 24.991 19.6967 25.2839L24.4697 30.0568ZM24.25 28.4141L24.25 29.5265L25.75 29.5265L25.75 28.4141L24.25 28.4141Z" fill="#21212A"/> </svg> </a> </div> <div class="inner"> <div class="cb-share cb-det"> <span>Share</span> <div class="social"> <a href="#"> <svg width="8" height="14" viewBox="0 0 8 14" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M2.25 4.66667H0.5V7H2.25V14H5.16667V7H7.29117L7.5 4.66667H5.16667V3.69425C5.16667 3.13717 5.27867 2.91667 5.81708 2.91667H7.5V0H5.27867C3.181 0 2.25 0.923416 2.25 2.69208V4.66667Z" fill="#21212A"/> </svg> </a> <a href="#"> <svg width="15" height="12" viewBox="0 0 15 12" fill="none" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M12.2698 0.955817C11.7259 0.367563 10.9485 0 10.0879 0C8.4383 0 7.09955 1.35644 7.09955 3.02932C7.09955 3.26693 7.12523 3.49723 7.17658 3.71907C4.69205 3.59258 2.48959 2.388 1.01428 0.552882C0.75672 1.00195 0.609656 1.52292 0.609656 2.07773C0.609656 3.12813 1.13722 4.05549 1.93985 4.59876C1.45041 4.58415 0.988599 4.44651 0.584756 4.2212V4.25811C0.584756 5.72644 1.61537 6.9514 2.98408 7.22861C2.73353 7.29973 2.46897 7.33549 2.19624 7.33549C2.00365 7.33549 1.81574 7.31704 1.63366 7.28166C2.01416 8.4847 3.11753 9.36093 4.42594 9.38438C3.4031 10.1972 2.11337 10.6816 0.713145 10.6816C0.471929 10.6816 0.233435 10.6678 0 10.6401C1.3228 11.4983 2.89499 12 4.58273 12C10.0821 12 13.0883 7.3847 13.0883 3.38112C13.0883 3.24924 13.086 3.11775 13.0809 2.98856C13.6649 2.5614 14.1723 2.02813 14.5714 1.42065C14.0361 1.66134 13.4595 1.82436 12.8549 1.89741C13.4723 1.52292 13.9462 0.929288 14.1695 0.221845C13.5914 0.568646 12.9526 0.820864 12.2698 0.955817Z" fill="#21212A"/> </svg> </a> </div> </div> <div class="cb-meta cb-det"> </div> </div> </aside> --> <div class="details-flex"> <!-- <div class="cb-tags"> --> <!-- <div class="tags-wrapper"> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> <a href="#" class="link-stnd ">Lorem Ipsum</a> </div> --> <!-- <a href="/node//pdf" class="btn-black" target="_blank">View in PDF</a> --> <!-- </div> --> <!-- <div class="cb-title"> <h2>Cras ultricies mi eu turpis fusce convallis metus id felis </h2> </div> --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-cb30-flex-block--default.html.twig * field--paragraph--default--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--default--field-cb30-flex-block.html.twig * field--paragraph--default--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block--cb30-detail.html.twig * field--paragraph--field-cb30-flex-block.html.twig * field--paragraph--cb30-detail.html.twig * field--default--field-cb30-flex-block.html.twig * field--default--cb30-detail.html.twig * field--default.html.twig * field--field-cb30-flex-block.html.twig * field--entity-reference-revisions.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-cb30-flex-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">CB30 Flex Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-image-caption--default.html.twig * paragraph--sub-cb30-image-caption.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-image-caption paragraph--view-mode--default"> <div class="cb-image-caption"> <div> <img src="/sites/default/files/2023-04/asahomfin_2023%20-%20Ana%20Christina%20Cruz_0.jpg" alt="An ASA client living in a low-lying area by a river that draws closer to their home during heavy rains. 2023© Chrissie Cruz "> </div> <figcaption> <span>In This Image</span> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-image-caption--default.html.twig * field--paragraph--default--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--default--field-sub-image-caption.html.twig * field--paragraph--default--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption--sub-cb30-image-caption.html.twig * field--paragraph--field-sub-image-caption.html.twig * field--paragraph--sub-cb30-image-caption.html.twig * field--default--field-sub-image-caption.html.twig * field--default--sub-cb30-image-caption.html.twig * field--default.html.twig * field--field-sub-image-caption.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sub-image-caption field--type-string field--label-above"> <div class="field__label">Sub Image Caption</div> <div class="field__item">An ASA client living in a low-lying area by a river that draws closer to their home during heavy rains. 2023© Chrissie Cruz </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </figcaption> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_image_caption.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-editor--default.html.twig * paragraph--sub-cb30-editor.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-editor paragraph--view-mode--default"> <div class="cb-text"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sub-editor--default.html.twig * field--paragraph--default--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--default--field-sub-editor.html.twig * field--paragraph--default--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor--sub-cb30-editor.html.twig * field--paragraph--field-sub-editor.html.twig * field--paragraph--sub-cb30-editor.html.twig * field--default--field-sub-editor.html.twig * field--default--sub-cb30-editor.html.twig * field--default.html.twig * field--field-sub-editor.html.twig x field--text-long.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> <div class="clearfix text-formatted field field--name-field-sub-editor field--type-text-long field--label-above"> <div class="field__label">Sub Editor</div> <div class="field__item"><p><span lang="EN" xml:lang="EN">Access to adequate housing is crucial for the physical, mental and social well-being of individuals and communities, as recognized in various international and national laws, including the Universal Declaration of Human Rights. The Philippines, ranked first in the <a href="https://weltrisikobericht.de/wp-content/uploads/2022/09/WorldRiskReport-2022_Online.pdf">2022 World Risk Index</a>, is highly susceptible to natural disasters, such as typhoons, floods, earthquakes, and droughts, which pose a significant threat to low-income families living in substandard housing in danger zones due to financial constraints and lack of knowledge about resilient house construction. Moreover, the government estimates that between 2017 and 2022, 6.8 million impoverished families are without homes, exacerbating the severity of the housing crisis.<a href="#_ftn1"><span><span><!--[if !supportFootnotes]--><span><span lang="EN" xml:lang="EN">[1]</span></span><!--[endif]--></span></span></a> <span> </span></span></p> <p><span>IPA Philippines is partnering with </span><span lang="EN" xml:lang="EN"><a href="https://asaphil.org/"><span lang="EN-US" xml:lang="EN-US">NGO ASA</span></a></span><span> and its program Homfin to improve the effectiveness of home loans. The study aims to address two critical issues - insufficient loan amounts and a lack of knowledge on proper construction practices - which often lead to incomplete or substandard housing. Researchers will examine whether increasing the loan amount and term and providing education will lead to better outcomes, including improved knowledge of proper and climate-resilient construction practices, and better-informed construction decisions.</span> <span>Homfin will randomly offer one of the following loan schemes to 954 clients: </span></p> <p><strong><span>Group 1: Low Amount Loan</span></strong><span> - Clients in this group are offered the current Homfin loan option, which provides a loanable amount of up to Php 50,000 to be paid in a maximum loan term of one year.</span></p> <p><strong><span>Group 2: Low Amount Loan Plus Education</span></strong><span> - Clients in this group are offered the current Homfin loan option, but in addition, they receive an educational intervention in the form of a brochure on proper construction practices and a budgeting guide produced by </span><span lang="EN" xml:lang="EN"><a href="https://www.google.com/search?q=habitat+for+humanity&amp;oq=Habitat+for+Humanity&amp;aqs=chrome.0.0i355i512j46i199i465i512j0i512j46i199i465i512j0i512l4j46i175i199i512j0i512.232j0j7&amp;sourceid=chrome&amp;ie=UTF-8"><span lang="EN-US" xml:lang="EN-US">Habitat for Humanity</span></a></span><span>. The brochure and guide are distributed to clients and discussed by loan officers during group meetings.</span></p> <p><strong><span>Group 3: Higher Amount Loan -</span></strong><span> Clients in this group are offered a new Homfin loan option, which provides a higher loanable amount of up to Php 200,000 to be paid in a maximum loan term of three years.</span></p> <p><strong><span>Group 4: Higher Amount Loan Plus Education -</span></strong><span> Clients in this group are offered a new Homfin loan option, and in addition, they receive the same educational intervention as clients in group 2 (the brochure on proper construction practices and budgeting guide).</span></p> <p><strong><em><span lang="EN" xml:lang="EN">Results of the study will be available on 2023 </span></em></strong></p> <h2>Sources</h2> <h2><!--[if !supportFootnotes]--></h2> <h2><!--[endif]--></h2> <p><a href="#_ftnref1"><span><span lang="EN" xml:lang="EN"><span><!--[if !supportFootnotes]--><span><span lang="EN" xml:lang="EN">[1]</span></span><!--[endif]--></span></span></span></a><span lang="EN" xml:lang="EN"> </span><span>House of Representatives of the Philippines. 2021. House Resolution No.1605, 18th Congress, 2nd Regular Session, </span><span lang="EN" xml:lang="EN"><a href="https://congress.gov.ph/legisdocs/basic_18/HR01605.pdf"><span lang="EN-US" xml:lang="EN-US">https://congress.gov.ph/legisdocs/basic_18/HR01605.pdf</span></a></span></p> <hr /><h1>Partners</h1> </div> </div> <!-- END OUTPUT from 'core/themes/classy/templates/field/field--text-long.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_editor.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-cb30-donors--default.html.twig * paragraph--sub-cb30-donors.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> <div class="paragraph paragraph--type--sub-cb30-donors paragraph--view-mode--default"> <div class="cb-donors"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-donor-repeater-block--default.html.twig * field--paragraph--default--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--default--field-donor-repeater-block.html.twig * field--paragraph--default--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block--sub-cb30-donors.html.twig * field--paragraph--field-donor-repeater-block.html.twig * field--paragraph--sub-cb30-donors.html.twig * field--default--field-donor-repeater-block.html.twig * field--default--sub-cb30-donors.html.twig * field--default.html.twig x field--field-donor-repeater-block.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> <div class="field field--name-field-donor-repeater-block field--type-entity-reference-revisions field--label-above"> <div class="field__label">Donor Repeater Block</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://asaphil.org/"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-04/download.jpeg" alt="ASA Philippines"> </div> <span> ASA Philippines </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'paragraph' --> <!-- FILE NAME SUGGESTIONS: * paragraph--sub-donors-repeater--default.html.twig * paragraph--sub-donors-repeater.html.twig * paragraph--default.html.twig * paragraph.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> <div class="paragraph paragraph--type--sub-donors-repeater paragraph--view-mode--default"> <a href="https://www.habitat.org/"> <div class="imgs-wrapper"> <img src="/sites/default/files/2023-04/download_0.png" alt="Habitat for Humanity"> </div> <span> Habitat for Humanity </span> </a> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_donors_repeater.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-donor-repeater-block.html.twig' --> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--sub_cb30_donors.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> </div> </div> </section> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/paragraph/paragraph--cb30-detail.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-content-type--rss.html.twig * field--node--rss--field-details-content-type--template-g-details-flex.html.twig * field--node--rss--field-details-content-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-content-type--template-g-details-flex.html.twig * field--node--field-details-content-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-content-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-content-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-content-type field--type-entity-reference field--label-above"> <div class="field__label">Details Content Type</div> <div class="field__items"> <div class="field__item"><a href="/case-studies" hreflang="en">Case Study</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-program-areas--rss.html.twig * field--node--rss--field-details-program-areas--template-g-details-flex.html.twig * field--node--rss--field-details-program-areas.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-program-areas--template-g-details-flex.html.twig * field--node--field-details-program-areas.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-program-areas.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-program-areas.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-program-areas field--type-entity-reference field--label-above"> <div class="field__label">Details Program Areas</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/166" hreflang="en">Financial Inclusion</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-topics--rss.html.twig * field--node--rss--field-details-topics--template-g-details-flex.html.twig * field--node--rss--field-details-topics.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-topics--template-g-details-flex.html.twig * field--node--field-details-topics.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-topics.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-topics.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-topics field--type-entity-reference field--label-above"> <div class="field__label">Details Topics</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/1851" hreflang="en">Access to Finance</a></div> <div class="field__item"><a href="/taxonomy/term/1856" hreflang="en">Crisis</a></div> <div class="field__item"><a href="/taxonomy/term/1876" hreflang="en">Environment</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-countries--rss.html.twig * field--node--rss--field-details-countries--template-g-details-flex.html.twig * field--node--rss--field-details-countries.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-countries--template-g-details-flex.html.twig * field--node--field-details-countries.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-countries.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-countries.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-countries field--type-entity-reference field--label-above"> <div class="field__label">Details Countries</div> <div class="field__items"> <div class="field__item"><a href="/taxonomy/term/95" hreflang="en">Philippines</a></div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-researchers--rss.html.twig * field--node--rss--field-details-researchers--template-g-details-flex.html.twig * field--node--rss--field-details-researchers.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-researchers--template-g-details-flex.html.twig * field--node--field-details-researchers.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-researchers.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-details-researchers.html.twig * field--entity-reference.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <div class="field field--name-field-details-researchers field--type-entity-reference field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/russell-toth"> <div class="img" style="background-image: url('/sites/default/files/headshots/Russell-Toth-2020-Web.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Russell Toth </div> <div class="title"> University of Sydney </div> </div> </a> </div> <div class="ind"> <a href="/people/teevrat-garg"> <div class="img" style="background-image: url('/sites/default/files/2023-04/faculty_garg.jpeg')"> </div> <div class="meta"> <div class="name notranslate"> Teevrat Garg </div> <div class="title"> University of California, San Diego </div> </div> </a> </div> <div class="ind"> <a href="/people/ricardo-dahis"> <div class="img" style="background-image: url('/sites/default/files/2023-04/profile.jpeg')"> </div> <div class="meta"> <div class="name notranslate"> Ricardo Dahis </div> <div class="title"> Pontifícia Universidade Católica do Rio de Janeiro </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-details-researchers.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-status--rss.html.twig * field--node--rss--field-details-study-status--template-g-details-flex.html.twig * field--node--rss--field-details-study-status.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-status--template-g-details-flex.html.twig * field--node--field-details-study-status.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-status.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-status.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-status field--type-entity-reference field--label-above"> <div class="field__label">Details Study Status</div> <div class="field__item"><a href="/taxonomy/term/10964" hreflang="en">In Progress</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-study-type--rss.html.twig * field--node--rss--field-details-study-type--template-g-details-flex.html.twig * field--node--rss--field-details-study-type.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-study-type--template-g-details-flex.html.twig * field--node--field-details-study-type.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-study-type.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-study-type.html.twig * field--entity-reference.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-study-type field--type-entity-reference field--label-above"> <div class="field__label">Details Study Type</div> <div class="field__item"><a href="/taxonomy/term/2276" hreflang="en">Pilot</a></div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-details-preview-image--rss.html.twig * field--node--rss--field-details-preview-image--template-g-details-flex.html.twig * field--node--rss--field-details-preview-image.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-details-preview-image--template-g-details-flex.html.twig * field--node--field-details-preview-image.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-details-preview-image.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-details-preview-image.html.twig * field--image.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-details-preview-image field--type-image field--label-above"> <div class="field__label">Details Preview Image</div> <div class="field__items"> <div class="field__item"> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image_formatter' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'image' --> <!-- BEGIN OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <img loading="lazy" src="/sites/default/files/2023-04/asahomfin_2023%20-%20Ana%20Christina%20Cruz.jpg" width="960" height="1280" alt="An ASA client living in a low-lying area by a river that draws closer to their home during heavy rains. 2023© Chrissie Cruz " typeof="foaf:Image" /> <!-- END OUTPUT from 'core/themes/classy/templates/field/image.html.twig' --> <!-- END OUTPUT from 'core/themes/classy/templates/field/image-formatter.html.twig' --> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-staff--rss.html.twig * field--node--rss--field-staff--template-g-details-flex.html.twig * field--node--rss--field-staff.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-staff--template-g-details-flex.html.twig * field--node--field-staff.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-staff.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig x field--field-staff.html.twig * field--entity-reference-revisions.html.twig * field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <div class="field field--name-field-staff field--type-entity-reference-revisions field--label-above"> <div class="field-items-wrapper"> <div class="ind"> <a href="/people/yuna-liang"> <div class="img" style="background-image: url('/sites/default/files/headshots/Yuna-Liang-Web-2022.jpg')"> </div> <div class="meta"> <div class="name notranslate"> Yuna Liang </div> <div class="title"> Senior Research Manager </div> </div> </a> </div> <div class="ind"> <a href="/people/ana-cruz"> <div class="img" style="background-image: url('/sites/default/files/headshots/Ana-Cruz-Web.png')"> </div> <div class="meta"> <div class="name notranslate"> Ana Cruz </div> <div class="title"> Research Associate </div> </div> </a> </div> </div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field--field-staff.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-sample-size--rss.html.twig * field--node--rss--field-sample-size--template-g-details-flex.html.twig * field--node--rss--field-sample-size.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-sample-size--template-g-details-flex.html.twig * field--node--field-sample-size.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-sample-size.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-sample-size.html.twig * field--string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-sample-size field--type-string field--label-above"> <div class="field__label">Sample Size</div> <div class="field__item">954 clients</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-timeline--rss.html.twig * field--node--rss--field-timeline--template-g-details-flex.html.twig * field--node--rss--field-timeline.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-timeline--template-g-details-flex.html.twig * field--node--field-timeline.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-timeline.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-timeline.html.twig * field--string-long.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-timeline field--type-string-long field--label-above"> <div class="field__label">Timeline</div> <div class="field__item">2022</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <!-- THEME DEBUG --> <!-- THEME HOOK: 'field' --> <!-- FILE NAME SUGGESTIONS: * field--field-implemented-by-ipa--rss.html.twig * field--node--rss--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--rss--field-implemented-by-ipa.html.twig * field--node--rss--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa--template-g-details-flex.html.twig * field--node--field-implemented-by-ipa.html.twig * field--node--template-g-details-flex.html.twig * field--rss--field-implemented-by-ipa.html.twig * field--rss--template-g-details-flex.html.twig * field--rss.html.twig * field--field-implemented-by-ipa.html.twig * field--list-string.html.twig x field.html.twig --> <!-- BEGIN OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> <div class="field field--name-field-implemented-by-ipa field--type-list-string field--label-above"> <div class="field__label">Implemented by IPA</div> <div class="field__item">Yes</div> </div> <!-- END OUTPUT from 'themes/custom/ipa/templates/field/field.html.twig' --> Tue, 04 Apr 2023 19:40:20 +0000 atamayo 53103 at https://poverty-action.org